Questions and answers

Open access for less creditworthy clients, solutions for people in insolvency or people moving in the "grey" zone. Another reason is the fact that at the time of financing you are not included in bank and non-bank registers, and vehicle financing does not affect your possible credit score when taking out a loan or mortgage from a banking institution.

To conclude the contract, you need two documents of identity (PO, DL, PASSPORT), for foreigners, proof of permanent residence, proof of income (payslip, account statement proving income) and proof of current residence (energy invoice, utility bill, mobile phone). If you are married, your spouse's consent to the conclusion of this contract, including a surety bond (we will send you the document upon request).

In the event that you are in enforcement or insolvency, we understand that you will not be able to provide some of these documents. In that case, we will discuss with you what your options are and, based on the agreement, we will find a solution.

You can choose a car from our offer, or ask us for a more specific specification of a car from the brands we offer (other equipment). You can also send us a card or a link to your dream car, for example at another dealer or bazaar. If you are approved for financing, we will purchase the vehicle and arrange all the necessary details and let you know when we will hand over the vehicle.

The vehicle can also be used, but its age at the time of purchase must not exceed 6 years. Based on its age, the possibility of selected financing programs also depends on it, which we will inform you about immediately. Furthermore, we will not finance a vehicle that has been crashed, or otherwise fundamentally damaged (overheated), or modified outside of the valid legislation determined by the Ministry of Transport and the relevant law. We also do not finance the import of a vehicle for which it is not possible to prove a clear origin.

It all depends on whether the vehicle is in stock, in the case of used vehicles after a CEBIA check (paid by the client) and a physical inspection of the vehicle by our staff. However, allow at least a week. However, we will always inform you regularly during the negotiations, because we understand that you cannot wait for your dream car.

With a vehicle financed by the OL program (FAQ - financing programs), it is not possible to transport passengers for a fee, and the discovery of this fact is a reason for a fundamental breach of contract and withdrawal from our company.

With a vehicle financed by the LM program or the PM program, passenger transport can be operated for a fee, provided that you notify us of this fact before concluding the contract. Based on this notification, payment parameters and conditions will be adjusted and, subject to mutual approval, this activity will be permitted by our company.